Home Title Lock Price: Plans, Monthly Cost & Price History

Home Title Lock is a subscription service that monitors the public record for your home's title and sends alerts if it changes. A subscription covers one property, so an owner with more than one address would need a plan for each.

The plan prices come from Home Title Lock, checked Oct 14, 2026. The up-front totals come from ZeroStars, which matches the provider's page. Subscription prices and free-trial offers change, so confirm the amount on the Home Title Lock site before you start.

The provider sells three billing options. The service is the same on each, and the difference is how often you are billed.

Monthly billing costs $19.95/mo. The annual plan is $18.95/mo on a monthly basis, and the two-year plan is $17.95/mo. Longer commitments lower the monthly cost, and the provider labels the annual plan as its most popular.

The annual and two-year plans bill the full amount at the start of each term.

The annual plan bills $227.40 once a year, and the two-year plan bills $430.80 every two years. The two-year plan includes a price lock for the length of that term, according to the provider. Subscriptions like this may renew automatically, so check the renewal terms and the cancellation steps before you pay.

The provider describes its service as round-the-clock title monitoring, alerts when a change appears on the title, and access to a United States based restoration team. It also states that it offers restoration coverage if fraud occurs, with a warranty it describes on its site. Read the warranty terms yourself, because limits, exclusions and claim steps are set out there.

The provider says the service monitors titles and addresses, not personal identifying information. It is not credit monitoring or identity theft protection, so it does not replace those services if you want them.

Some county recorders offer free property alerts, though the options differ by county. Reviewers often suggest checking your county's offering before paying for a service. Home Title Lock's pitch is that someone else watches the record and that a restoration team is available if something goes wrong. Whether that is worth the monthly cost depends on how much value you put on that convenience. If you want a third opinion, a licensed real estate attorney or your title insurance company can explain what protection you already have.

Start with the property details the service asks for, since monitoring depends on the address and the county where the deed is recorded. Ask what kinds of changes trigger an alert and how you receive it, whether by email, text or phone. Find out what the restoration team does and does not cover, and what you would need to provide to open a claim. Finally, confirm how a free trial converts to a paid plan, and which date you would need to cancel by to avoid a charge.

• Choose annual or two-year billing, which lowers the monthly rate.
• Look for a free trial on the provider's site, and note when it ends.
• Check whether your title insurer or county offers monitoring at no charge.
• Compare against identity protection plans that bundle title monitoring, if you also want credit or identity monitoring.