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Cost of Living Data profile

Cost of Living in Florida: Rent, Housing & Income

  • Official data · Census ACS 2024 · BEA 2024 · EIA July–September 2026
Updated  7 sources

Cost of living vs. U.S. average (2024)

3.4% above

Cost of living in Florida by category

Overall prices

103.4U.S. = 100

Regional price parity, all items

+3.4% vs. U.S.

Goods
98.1 −1.9%
Housing (rents)
122.1 +22.1%
Utilities
90.1 −9.9%
Other services
101.3 +1.3%

BEA 2024 · Florida Details: Overall prices

Housing

$1,812/mo

Median gross rent

+22% vs. U.S.

1-bedroom rent
$1,589 +22% vs. U.S.
2-bedroom rent
$1,812 +22% vs. U.S.
3-bedroom rent
$2,076 +24% vs. U.S.
Median home value
$396,900 +10% vs. U.S.
Owner costs, mortgage
$2,168 +7% vs. U.S.

Census ACS 2024 Details: Housing

Utilities

$169/mo

Average electric bill

+8% vs. U.S.

Electricity price
15.0¢/kWh −18% vs. U.S.
Utilities price index
90.1

EIA July 2026 · Florida Details: Utilities

Transportation

28.9min

Mean travel time to work

+6% vs. U.S.

Commute mode: drove alone
69%
Work from home
15.5%
Gasoline (Florida)
$4.12/gal −6% vs. U.S.

Census ACS 2024 · EIA September 2026 Details: Transportation

Food at home

$1,388/mo

Moderate-cost plan, family of 4

Thrifty plan, family of 4
$1,024/mo
Liberal plan, family of 4
$1,679/mo
Moderate plan, single woman
$403/mo
Moderate plan, single man
$478/mo

USDA August 2026 · U.S. average Details: Food at home

Child care

$200/wk

Center care, infant

+15% vs. U.S.

Center care, toddler
$167/wk +9% vs. U.S.
Center care, preschool
$155/wk +7% vs. U.S.
Home-based care, infant
$166/wk +16% vs. U.S.

DOL NDCP 2022 prices · Florida county median Details: Child care

Income

$77,735/yr

Median household income

−5% vs. U.S.

Median rent as share of income
28%
Home value to income
5.1×

Census ACS 2024 Details: Income

Housing costs in Florida

Median gross rent in Florida is $1,812 a month, 22% above the U.S. median of $1,487. The median falls in the $1,500–$1,999 range, which holds 29% of renter households paying cash rent. Another 39.1% pay $2,000 or more.

The median owner-occupied home is valued at $396,900, and 7.5% of homes are valued at $1,000,000 or more.

Housing costs: Florida vs. U.S.

Median monthly rent

Median monthly rent Florida: $1,812; U.S.: $1,487 Florida $1,812 U.S. $1,487

Monthly owner costs

Monthly owner costs Florida: $2,168; U.S.: $2,035 Florida $2,168 U.S. $2,035

Median home value

Median home value Florida: $396,900; U.S.: $360,600 Florida $396,900 U.S. $360,600
Show the data table
MeasureFloridaU.S.
Median monthly rent$1,812$1,487
Monthly owner costs$2,168$2,035
Median home value$396,900$360,600

Rent is median gross rent; owner costs are for homes with a mortgage. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

What renters pay in Florida

What renters pay in Florida Share of renter households paying cash rent in Florida by range; ranges differ in width. The bottom range, less than $500, holds 3.8%; the top range, $3,500 or more, holds 4.2%. Median $1,812. The U.S. distribution is drawn as a line. 0% 10% 20% 30% Less than $500: 3.8% (U.S.: 6.1%) $500–$749: 3% (U.S.: 6.8%) $750–$999: 5.2% (U.S.: 11.5%) $1,000–$1,249: 8.4% (U.S.: 13.5%) $1,250–$1,499: 11.5% (U.S.: 12.9%) $1,500–$1,999: 29% (U.S.: 22.2%) $2,000–$2,499: 21.1% (U.S.: 13.2%) $2,500–$2,999: 9.9% (U.S.: 6.5%) $3,000–$3,499: 3.9% (U.S.: 3.2%) $3,500 or more: 4.2% (U.S.: 4.2%) $500–750 $1–1.25K $1.5–2K $2.5–3K $3.5K+ Median $1,812 (Florida) 29%
Show the data table
RangeFloridaU.S.
Less than $5003.8%6.1%
$500–$7493%6.8%
$750–$9995.2%11.5%
$1,000–$1,2498.4%13.5%
$1,250–$1,49911.5%12.9%
$1,500–$1,99929%22.2%
$2,000–$2,49921.1%13.2%
$2,500–$2,9999.9%6.5%
$3,000–$3,4993.9%3.2%
$3,500 or more4.2%4.2%

Share of renter households paying cash rent. Census ACS 2024 1-year estimates, table B25063. Source: American Community Survey (U.S. Census Bureau)

Home values in Florida

Home values in Florida Share of owner-occupied homes in Florida by range; ranges differ in width. The bottom range, less than $100,000, holds 7.7%; the top range, $1,500,000 or more, holds 3.8%. Median $396,900. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than $100,000: 7.7% (U.S.: 10.2%) $100,000–$149,999: 3.4% (U.S.: 5.7%) $150,000–$199,999: 4.9% (U.S.: 7.5%) $200,000–$249,999: 6.6% (U.S.: 8.4%) $250,000–$299,999: 8.2% (U.S.: 8.5%) $300,000–$399,999: 19.8% (U.S.: 15.9%) $400,000–$499,999: 15.6% (U.S.: 12%) $500,000–$749,999: 19% (U.S.: 16.3%) $750,000–$999,999: 7.3% (U.S.: 7.5%) $1,000,000–$1,499,999: 3.7% (U.S.: 4.3%) $1,500,000 or more: 3.8% (U.S.: 3.7%) <$100K $100–150K $150–200K $250–300K $400–500K $500–750K $750K–1M $1.5M+ Median $396,900 (Florida) 19.8%
Show the data table
RangeFloridaU.S.
Less than $100,0007.7%10.2%
$100,000–$149,9993.4%5.7%
$150,000–$199,9994.9%7.5%
$200,000–$249,9996.6%8.4%
$250,000–$299,9998.2%8.5%
$300,000–$399,99919.8%15.9%
$400,000–$499,99915.6%12%
$500,000–$749,99919%16.3%
$750,000–$999,9997.3%7.5%
$1,000,000–$1,499,9993.7%4.3%
$1,500,000 or more3.8%3.7%

Share of owner-occupied homes. Census ACS 2024 1-year estimates, table B25075. Source: American Community Survey (U.S. Census Bureau)

Monthly housing costs in Florida

Measure Florida U.S.
Median rent (all units) $1,812$1,487
1-bedroom rent $1,589$1,301
2-bedroom rent $1,812$1,490
3-bedroom rent $2,076$1,677
Owner costs with a mortgage $2,168$2,035

Median gross rent includes utilities the renter pays. Owner costs include the mortgage, taxes, insurance, and utilities. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

How affordable is Florida?

At the median, rent takes about 28% of household income in Florida. Housing experts treat 30% as the limit before a household is considered cost-burdened. To keep the median rent at 30% of income, a household would need to earn about $72,500 a year.

The median home is worth $396,900, or 5.1 times the median household income.

Household income in Florida

The median household in Florida earns $77,735 a year, 5% below the U.S. median of $81,604. About 11.9% of households earn $200,000 or more, while 14.4% earn less than $25,000.

Median household income: Florida vs. U.S.

Median household income (yearly)

Median household income (yearly) Florida: $77,735; U.S.: $81,604 Florida $77,735 U.S. $81,604
Show the data table
MeasureFloridaU.S.
Median household income (yearly)$77,735$81,604

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Household income distribution in Florida

Household income distribution in Florida Share of households in Florida by range; ranges differ in width. The bottom range, less than $10,000, holds 5.2%; the top range, $200,000 or more, holds 11.9%. Median $77,735. The U.S. distribution is drawn as a line. 0% 5% 10% 15% Less than $10,000: 5.2% (U.S.: 5.1%) $10,000–$14,999: 3.1% (U.S.: 3.3%) $15,000–$19,999: 2.8% (U.S.: 2.8%) $20,000–$24,999: 3.3% (U.S.: 3.2%) $25,000–$29,999: 3% (U.S.: 3%) $30,000–$34,999: 3.7% (U.S.: 3.3%) $35,000–$39,999: 3.6% (U.S.: 3.2%) $40,000–$44,999: 3.6% (U.S.: 3.5%) $45,000–$49,999: 3.4% (U.S.: 3.2%) $50,000–$59,999: 6.8% (U.S.: 6.4%) $60,000–$74,999: 9.9% (U.S.: 9.2%) $75,000–$99,999: 13.2% (U.S.: 12.6%) $100,000–$124,999: 10.6% (U.S.: 10.4%) $125,000–$149,999: 7.2% (U.S.: 7.4%) $150,000–$199,999: 8.9% (U.S.: 9.7%) $200,000 or more: 11.9% (U.S.: 13.7%) $10–15K $20–25K $30–35K $40–45K $50–60K $75–100K $125–150K $200K+ Median $77,735 (Florida) 13.2%
Show the data table
RangeFloridaU.S.
Less than $10,0005.2%5.1%
$10,000–$14,9993.1%3.3%
$15,000–$19,9992.8%2.8%
$20,000–$24,9993.3%3.2%
$25,000–$29,9993%3%
$30,000–$34,9993.7%3.3%
$35,000–$39,9993.6%3.2%
$40,000–$44,9993.6%3.5%
$45,000–$49,9993.4%3.2%
$50,000–$59,9996.8%6.4%
$60,000–$74,9999.9%9.2%
$75,000–$99,99913.2%12.6%
$100,000–$124,99910.6%10.4%
$125,000–$149,9997.2%7.4%
$150,000–$199,9998.9%9.7%
$200,000 or more11.9%13.7%

Share of households. Census ACS 2024 1-year estimates, table B19001. Source: American Community Survey (U.S. Census Bureau)

Income and home values

Measure Florida U.S.
Median household income (yearly) $77,735$81,604
Median home value $396,900$360,600

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Price levels compared with the U.S.

The Bureau of Economic Analysis publishes Regional Price Parities: price levels for the same basket of goods and services, with the U.S. average set to 100. In 2024, Florida scored 103.4 for all items. The highest category is housing rents at 122.1; the lowest is utilities at 90.1.

Regional price parities by category (U.S. = 100)

All items

All items Florida: 103.4; U.S.: 100.0 Florida 103.4 U.S. 100.0

Goods

Goods Florida: 98.1; U.S.: 99.6 Florida 98.1 U.S. 99.6

Housing (rents)

Housing (rents) Florida: 122.1; U.S.: 100.6 Florida 122.1 U.S. 100.6

Utilities

Utilities Florida: 90.1; U.S.: 98.4 Florida 90.1 U.S. 98.4

Other services

Other services Florida: 101.3; U.S.: 100.1 Florida 101.3 U.S. 100.1
Show the data table
MeasureFloridaU.S.
All items103.4100.0
Goods98.199.6
Housing (rents)122.1100.6
Utilities90.198.4
Other services101.3100.1

Index, U.S. = 100. Bureau of Economic Analysis Regional Price Parities, 2024. Source: U.S. Bureau of Economic Analysis, Regional Price Parities

Utilities and energy costs

Households in Florida paid an average of 15.0¢ per kWh for electricity in July 2026, compared with 18.3¢ nationally. Over the past 12 months the average residential bill was $169 a month (U.S.: $157).

Energy prices: Florida vs. U.S.

Electricity price (¢/kWh)

Electricity price (¢/kWh) Florida: 15.0¢; U.S.: 18.3¢ Florida 15.0¢ U.S. 18.3¢

Average electric bill (monthly)

Average electric bill (monthly) Florida: $169; U.S.: $157 Florida $169 U.S. $157
Show the data table
MeasureFloridaU.S.
Electricity price (¢/kWh)15.0¢18.3¢
Average electric bill (monthly)$169$157

Residential customers. Electricity price for July 2026; electric bill is a 12-month average. U.S. Energy Information Administration. Source: EIA Electric Power Monthly: residential retail sales

Transportation and commuting

Workers in Florida who commute spend an average of 28.9 minutes getting to work (U.S.: 27.2 minutes). The most common way to get to work is to drive alone (69% of workers); 15.5% work from home. Regular gasoline averaged $4.12 a gallon in Florida in September 2026, compared with $4.36 nationally.

How workers get to work

How workers get to work Florida: Drove alone 69%, Carpooled 10%, Public transit 1.3%, Walked 1.4%, Bicycle 0.5%, Worked from home 15.5%, Other (taxi, motorcycle, etc.) 2.2%. U.S.: Drove alone 69.2%, Carpooled 9.2%, Public transit 3.7%, Walked 2.4%, Bicycle 0.5%, Worked from home 13.3%, Other (taxi, motorcycle, etc.) 1.7%. Most common in Florida: Drove alone. Florida Florida · Drove alone: 69% 69% Florida · Carpooled: 10% Florida · Public transit: 1.3% Florida · Walked: 1.4% Florida · Bicycle: 0.5% Florida · Worked from home: 15.5% 15.5% Florida · Other (taxi, motorcycle, etc.): 2.2% U.S. U.S. · Drove alone: 69.2% 69.2% U.S. · Carpooled: 9.2% U.S. · Public transit: 3.7% U.S. · Walked: 2.4% U.S. · Bicycle: 0.5% U.S. · Worked from home: 13.3% 13.3% U.S. · Other (taxi, motorcycle, etc.): 1.7%
Show the data table
Means of transportationFloridaU.S.
Drove alone69%69.2%
Carpooled10%9.2%
Public transit1.3%3.7%
Walked1.4%2.4%
Bicycle0.5%0.5%
Worked from home15.5%13.3%
Other (taxi, motorcycle, etc.)2.2%1.7%

Share of workers 16 and over. Census ACS 2024 1-year estimates, table B08301. Source: American Community Survey (U.S. Census Bureau)

Travel time to work in Florida

Travel time to work in Florida Share of workers who do not work from home in Florida by range; ranges differ in width. The bottom range, less than 5 min, holds 1.7%; the top range, 90 min or more, holds 2.9%. Mean 28.9 min. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than 5 min: 1.7% (U.S.: 2.8%) 5–9 min: 6.9% (U.S.: 9.4%) 10–14 min: 11.4% (U.S.: 13.1%) 15–19 min: 14.1% (U.S.: 15%) 20–24 min: 14.4% (U.S.: 14.1%) 25–29 min: 7% (U.S.: 7%) 30–34 min: 16.4% (U.S.: 13.7%) 35–39 min: 3.8% (U.S.: 3.4%) 40–44 min: 4.7% (U.S.: 4.1%) 45–59 min: 9.9% (U.S.: 8.3%) 60–89 min: 6.7% (U.S.: 6.3%) 90 min or more: 2.9% (U.S.: 3%) <5 5–9 10–14 15–19 20–24 25–29 30–34 35–39 40–44 45–59 60–89 90+ Mean 28.9 min (Florida) 16.4%
Show the data table
RangeFloridaU.S.
Less than 5 min1.7%2.8%
5–9 min6.9%9.4%
10–14 min11.4%13.1%
15–19 min14.1%15%
20–24 min14.4%14.1%
25–29 min7%7%
30–34 min16.4%13.7%
35–39 min3.8%3.4%
40–44 min4.7%4.1%
45–59 min9.9%8.3%
60–89 min6.7%6.3%
90 min or more2.9%3%

Share of workers who do not work from home. Census ACS 2024 1-year estimates, table B08303. Source: American Community Survey (U.S. Census Bureau)

Child care costs in Florida

In 2022, full-time center-based care for an infant had a median price of $200 a week in the median Florida county, or $10,400 over 52 weeks. That is 15% above the U.S. county median of $174. Prices are for 2022 and are not adjusted for inflation.

Weekly child care prices (2022)

Type of care Florida (county median) U.S. (county median)
Center-based care, infant $200$174
Center-based care, toddler $167$153
Center-based care, preschool $155$144
Center-based care, school-age $115$120
Home-based family care, infant $166$143
Home-based family care, toddler $150$132
Home-based family care, preschool $145$131
Home-based family care, school-age $119$118

Median weekly price for full-time care. State and U.S. figures are medians of county medians. Prices are for 2022 and are not adjusted for inflation. U.S. Department of Labor, National Database of Childcare Prices. Source: National Database of Childcare Prices (U.S. Department of Labor, Women's Bureau)

Food costs

USDA's moderate-cost food plan puts groceries for a family of four at $1,388 a month in August 2026; the thrifty plan comes to $1,024. USDA publishes these as national averages, not city figures, so they show a typical grocery budget rather than Florida prices.

Monthly cost of food at home (August 2026)

USDA food plan U.S. family of 4 U.S. couple U.S. single man U.S. single woman
Thrifty $1,024$630$383$304
Low-cost $1,126$652$381$331
Moderate-cost $1,388$808$478$403
Liberal $1,679$1,007$583$515

Family of 4: two adults and two children aged 6–8 and 9–11. For a single man, the Thrifty plan costs more than the Low-cost plan: USDA re-evaluated the Thrifty plan in 2021, while the other plans still use older market baskets. USDA Food and Nutrition Service, Official Food Plans, August 2026. Source: USDA Food Plans: Cost of Food at Home (monthly reports)

Frequently asked questions

What is the average rent in Florida?

Median rent is $1,589 for a one-bedroom and $1,812 for a two-bedroom unit, including utilities the renter pays.

How much do most renters pay in Florida?

Among renter households paying cash rent, 12% pay less than $1,000 a month, 48.9% pay $1,000 to $1,999, and 39.1% pay $2,000 or more (Census ACS 2024).

How much do you need to make to live in Florida?

To keep the median rent of $1,812 at no more than 30% of income, a household needs about $72,500 a year before taxes. This covers housing only.

Is Florida more expensive than the U.S. average?

Yes. The Bureau of Economic Analysis puts overall prices in Florida at 103.4 for 2024 (U.S. = 100), 3.4% above average. Housing rents score 122.1.

How long is the average commute in Florida?

28.9 minutes one way for workers who commute, compared with 27.2 minutes nationally (Census ACS 2024).

How much does infant day care cost in Florida?

The median price for full-time center-based infant care was $200 a week in the median Florida county in 2022, according to the Department of Labor's National Database of Childcare Prices.