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Cost of Living Data profile

Cost of Living in Tampa: Rent, Housing & Income

  • Official data · Census ACS 2024 · BEA 2024 · EIA July–September 2026
Updated  7 sources

Cost of living vs. U.S. average (2024)

0.9% above

Cost of living in Tampa is 0.9% above the U.S. average, based on the Bureau of Economic Analysis 2024 Regional Price Parities for the Tampa-St. Petersburg-Clearwater, FL metro area (index 100.9; U.S. = 100). Median rent in Tampa is $1,898 a month.

Cost of living in Tampa by category

Overall prices

100.9U.S. = 100

Regional price parity, all items

+0.9% vs. U.S.

Goods
95.5 −4.5%
Housing (rents)
125.8 +25.8%
Utilities
88.5 −11.5%
Other services
97.6 −2.4%

BEA 2024 · Tampa metro area Details: Overall prices

Housing

$1,898/mo

Median gross rent

+28% vs. U.S.

1-bedroom rent
$1,732 +33% vs. U.S.
2-bedroom rent
$1,932 +30% vs. U.S.
3-bedroom rent
$2,176 +30% vs. U.S.
Median home value
$494,400 +37% vs. U.S.
Owner costs, mortgage
$2,456 +21% vs. U.S.

Census ACS 2024 Details: Housing

Utilities

$169/mo

Average electric bill

+8% vs. U.S.

Electricity price
15.0¢/kWh −18% vs. U.S.
Utilities price index
88.5

EIA July 2026 · Florida statewide Details: Utilities

Transportation

26.1min

Mean travel time to work

−4% vs. U.S.

Commute mode: drove alone
64.7%
Work from home
19.9%
Gasoline (Florida)
$4.12/gal −6% vs. U.S.

Census ACS 2024 · EIA September 2026 Details: Transportation

Food at home

$1,388/mo

Moderate-cost plan, family of 4

Thrifty plan, family of 4
$1,024/mo
Liberal plan, family of 4
$1,679/mo
Moderate plan, single woman
$403/mo
Moderate plan, single man
$478/mo

USDA August 2026 · U.S. average Details: Food at home

Child care

$240/wk

Center care, infant

+38% vs. U.S.

Center care, toddler
$190/wk +24% vs. U.S.
Center care, preschool
$175/wk +21% vs. U.S.
Home-based care, infant
$175/wk +22% vs. U.S.

DOL NDCP 2022 prices · Hillsborough County Details: Child care

Income

$84,114/yr

Median household income

+3% vs. U.S.

Median rent as share of income
27%
Home value to income
5.9×

Census ACS 2024 Details: Income

Housing costs in Tampa

Median gross rent in Tampa is $1,898 a month, 28% above the U.S. median of $1,487. The median falls in the $1,500–$1,999 range, which holds 24.8% of renter households paying cash rent. Another 44.9% pay $2,000 or more.

The median owner-occupied home is valued at $494,400, and 14.3% of homes are valued at $1,000,000 or more.

Housing costs: Tampa vs. Florida vs. U.S.

Median monthly rent

Median monthly rent Tampa: $1,898; Florida: $1,812; U.S.: $1,487 Tampa $1,898 Florida $1,812 U.S. $1,487

Monthly owner costs

Monthly owner costs Tampa: $2,456; Florida: $2,168; U.S.: $2,035 Tampa $2,456 Florida $2,168 U.S. $2,035

Median home value

Median home value Tampa: $494,400; Florida: $396,900; U.S.: $360,600 Tampa $494,400 Florida $396,900 U.S. $360,600
Show the data table
MeasureTampaFloridaU.S.
Median monthly rent$1,898$1,812$1,487
Monthly owner costs$2,456$2,168$2,035
Median home value$494,400$396,900$360,600

Rent is median gross rent; owner costs are for homes with a mortgage. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

What renters pay in Tampa

What renters pay in Tampa Share of renter households paying cash rent in Tampa by range; ranges differ in width. The bottom range, less than $500, holds 6.2%; the top range, $3,500 or more, holds 4.1%. Median $1,898. The U.S. distribution is drawn as a line. 0% 10% 20% 30% Less than $500: 6.2% (U.S.: 6.1%) $500–$749: 2.6% (U.S.: 6.8%) $750–$999: 3.8% (U.S.: 11.5%) $1,000–$1,249: 8% (U.S.: 13.5%) $1,250–$1,499: 9.5% (U.S.: 12.9%) $1,500–$1,999: 24.8% (U.S.: 22.2%) $2,000–$2,499: 22.8% (U.S.: 13.2%) $2,500–$2,999: 14.4% (U.S.: 6.5%) $3,000–$3,499: 3.6% (U.S.: 3.2%) $3,500 or more: 4.1% (U.S.: 4.2%) $500–750 $1–1.25K $1.5–2K $2.5–3K $3.5K+ Median $1,898 (Tampa) 24.8%
Show the data table
RangeTampaU.S.
Less than $5006.2%6.1%
$500–$7492.6%6.8%
$750–$9993.8%11.5%
$1,000–$1,2498%13.5%
$1,250–$1,4999.5%12.9%
$1,500–$1,99924.8%22.2%
$2,000–$2,49922.8%13.2%
$2,500–$2,99914.4%6.5%
$3,000–$3,4993.6%3.2%
$3,500 or more4.1%4.2%

Share of renter households paying cash rent. Census ACS 2024 1-year estimates, table B25063. Source: American Community Survey (U.S. Census Bureau)

Home values in Tampa

Home values in Tampa Share of owner-occupied homes in Tampa by range; ranges differ in width. The bottom range, less than $100,000, holds 4.3%; the top range, $1,500,000 or more, holds 7%. Median $494,400. The U.S. distribution is drawn as a line. 0% 10% 20% 30% Less than $100,000: 4.3% (U.S.: 10.2%) $100,000–$149,999: 1.7% (U.S.: 5.7%) $150,000–$199,999: 3.5% (U.S.: 7.5%) $200,000–$249,999: 5.8% (U.S.: 8.4%) $250,000–$299,999: 5.8% (U.S.: 8.5%) $300,000–$399,999: 16% (U.S.: 15.9%) $400,000–$499,999: 13.8% (U.S.: 12%) $500,000–$749,999: 21.4% (U.S.: 16.3%) $750,000–$999,999: 13.6% (U.S.: 7.5%) $1,000,000–$1,499,999: 7.3% (U.S.: 4.3%) $1,500,000 or more: 7% (U.S.: 3.7%) <$100K $100–150K $150–200K $250–300K $400–500K $500–750K $750K–1M $1.5M+ Median $494,400 (Tampa) 21.4%
Show the data table
RangeTampaU.S.
Less than $100,0004.3%10.2%
$100,000–$149,9991.7%5.7%
$150,000–$199,9993.5%7.5%
$200,000–$249,9995.8%8.4%
$250,000–$299,9995.8%8.5%
$300,000–$399,99916%15.9%
$400,000–$499,99913.8%12%
$500,000–$749,99921.4%16.3%
$750,000–$999,99913.6%7.5%
$1,000,000–$1,499,9997.3%4.3%
$1,500,000 or more7%3.7%

Share of owner-occupied homes. Census ACS 2024 1-year estimates, table B25075. Source: American Community Survey (U.S. Census Bureau)

Monthly housing costs in Tampa

Measure Tampa Florida U.S.
Median rent (all units) $1,898$1,812$1,487
1-bedroom rent $1,732$1,589$1,301
2-bedroom rent $1,932$1,812$1,490
3-bedroom rent $2,176$2,076$1,677
Owner costs with a mortgage $2,456$2,168$2,035

Median gross rent includes utilities the renter pays. Owner costs include the mortgage, taxes, insurance, and utilities. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

How affordable is Tampa?

At the median, rent takes about 27% of household income in Tampa. Housing experts treat 30% as the limit before a household is considered cost-burdened. To keep the median rent at 30% of income, a household would need to earn about $75,900 a year.

The median home is worth $494,400, or 5.9 times the median household income.

Household income in Tampa

The median household in Tampa earns $84,114 a year, 3% above the U.S. median of $81,604. About 16.3% of households earn $200,000 or more, while 17.3% earn less than $25,000.

Median household income: Tampa vs. Florida vs. U.S.

Median household income (yearly)

Median household income (yearly) Tampa: $84,114; Florida: $77,735; U.S.: $81,604 Tampa $84,114 Florida $77,735 U.S. $81,604
Show the data table
MeasureTampaFloridaU.S.
Median household income (yearly)$84,114$77,735$81,604

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Household income distribution in Tampa

Household income distribution in Tampa Share of households in Tampa by range; ranges differ in width. The bottom range, less than $10,000, holds 6%; the top range, $200,000 or more, holds 16.3%. Median $84,114. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than $10,000: 6% (U.S.: 5.1%) $10,000–$14,999: 4.1% (U.S.: 3.3%) $15,000–$19,999: 3.6% (U.S.: 2.8%) $20,000–$24,999: 3.6% (U.S.: 3.2%) $25,000–$29,999: 2.4% (U.S.: 3%) $30,000–$34,999: 3.3% (U.S.: 3.3%) $35,000–$39,999: 3.3% (U.S.: 3.2%) $40,000–$44,999: 2.5% (U.S.: 3.5%) $45,000–$49,999: 2.5% (U.S.: 3.2%) $50,000–$59,999: 5.6% (U.S.: 6.4%) $60,000–$74,999: 8.6% (U.S.: 9.2%) $75,000–$99,999: 11.2% (U.S.: 12.6%) $100,000–$124,999: 9.4% (U.S.: 10.4%) $125,000–$149,999: 5.7% (U.S.: 7.4%) $150,000–$199,999: 11.8% (U.S.: 9.7%) $200,000 or more: 16.3% (U.S.: 13.7%) $10–15K $20–25K $30–35K $40–45K $50–60K $75–100K $125–150K $200K+ Median $84,114 (Tampa) 16.3%
Show the data table
RangeTampaU.S.
Less than $10,0006%5.1%
$10,000–$14,9994.1%3.3%
$15,000–$19,9993.6%2.8%
$20,000–$24,9993.6%3.2%
$25,000–$29,9992.4%3%
$30,000–$34,9993.3%3.3%
$35,000–$39,9993.3%3.2%
$40,000–$44,9992.5%3.5%
$45,000–$49,9992.5%3.2%
$50,000–$59,9995.6%6.4%
$60,000–$74,9998.6%9.2%
$75,000–$99,99911.2%12.6%
$100,000–$124,9999.4%10.4%
$125,000–$149,9995.7%7.4%
$150,000–$199,99911.8%9.7%
$200,000 or more16.3%13.7%

Share of households. Census ACS 2024 1-year estimates, table B19001. Source: American Community Survey (U.S. Census Bureau)

Income and home values

Measure Tampa Florida U.S.
Median household income (yearly) $84,114$77,735$81,604
Median home value $494,400$396,900$360,600

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Price levels compared with the U.S.

The Bureau of Economic Analysis publishes Regional Price Parities: price levels for the same basket of goods and services, with the U.S. average set to 100. In 2024, the Tampa-St. Petersburg-Clearwater, FL metro area scored 100.9 for all items. The highest category is housing rents at 125.8; the lowest is utilities at 88.5.

Regional price parities by category (U.S. = 100)

All items

All items Tampa metro area: 100.9; Florida: 103.4; U.S.: 100.0 Tampa metro area 100.9 Florida 103.4 U.S. 100.0

Goods

Goods Tampa metro area: 95.5; Florida: 98.1; U.S.: 99.6 Tampa metro area 95.5 Florida 98.1 U.S. 99.6

Housing (rents)

Housing (rents) Tampa metro area: 125.8; Florida: 122.1; U.S.: 100.6 Tampa metro area 125.8 Florida 122.1 U.S. 100.6

Utilities

Utilities Tampa metro area: 88.5; Florida: 90.1; U.S.: 98.4 Tampa metro area 88.5 Florida 90.1 U.S. 98.4

Other services

Other services Tampa metro area: 97.6; Florida: 101.3; U.S.: 100.1 Tampa metro area 97.6 Florida 101.3 U.S. 100.1
Show the data table
MeasureTampa metro areaFloridaU.S.
All items100.9103.4100.0
Goods95.598.199.6
Housing (rents)125.8122.1100.6
Utilities88.590.198.4
Other services97.6101.3100.1

Index, U.S. = 100. Bureau of Economic Analysis Regional Price Parities, 2024. Metro area: Tampa-St. Petersburg-Clearwater, FL. Source: U.S. Bureau of Economic Analysis, Regional Price Parities

Utilities and energy costs

Households in Florida paid an average of 15.0¢ per kWh for electricity in July 2026, compared with 18.3¢ nationally. Over the past 12 months the average residential bill was $169 a month (U.S.: $157).

Energy prices are reported statewide, so these are Florida averages rather than figures for Tampa alone.

Energy prices: Florida vs. U.S.

Electricity price (¢/kWh)

Electricity price (¢/kWh) Florida: 15.0¢; U.S.: 18.3¢ Florida 15.0¢ U.S. 18.3¢

Average electric bill (monthly)

Average electric bill (monthly) Florida: $169; U.S.: $157 Florida $169 U.S. $157
Show the data table
MeasureFloridaU.S.
Electricity price (¢/kWh)15.0¢18.3¢
Average electric bill (monthly)$169$157

Residential customers. Electricity price for July 2026; electric bill is a 12-month average. U.S. Energy Information Administration. Source: EIA Electric Power Monthly: residential retail sales

Transportation and commuting

Workers in Tampa who commute spend an average of 26.1 minutes getting to work (U.S.: 27.2 minutes). The most common way to get to work is to drive alone (64.7% of workers); 19.9% work from home. Regular gasoline averaged $4.12 a gallon in Florida in September 2026, compared with $4.36 nationally.

How workers get to work

How workers get to work Tampa: Drove alone 64.7%, Carpooled 8.9%, Public transit 1.2%, Walked 2.1%, Bicycle 1.3%, Worked from home 19.9%, Other (taxi, motorcycle, etc.) 1.9%. Florida: Drove alone 69%, Carpooled 10%, Public transit 1.3%, Walked 1.4%, Bicycle 0.5%, Worked from home 15.5%, Other (taxi, motorcycle, etc.) 2.2%. U.S.: Drove alone 69.2%, Carpooled 9.2%, Public transit 3.7%, Walked 2.4%, Bicycle 0.5%, Worked from home 13.3%, Other (taxi, motorcycle, etc.) 1.7%. Most common in Tampa: Drove alone. Tampa Tampa · Drove alone: 64.7% 64.7% Tampa · Carpooled: 8.9% Tampa · Public transit: 1.2% Tampa · Walked: 2.1% Tampa · Bicycle: 1.3% Tampa · Worked from home: 19.9% 19.9% Tampa · Other (taxi, motorcycle, etc.): 1.9% Florida Florida · Drove alone: 69% 69% Florida · Carpooled: 10% Florida · Public transit: 1.3% Florida · Walked: 1.4% Florida · Bicycle: 0.5% Florida · Worked from home: 15.5% 15.5% Florida · Other (taxi, motorcycle, etc.): 2.2% U.S. U.S. · Drove alone: 69.2% 69.2% U.S. · Carpooled: 9.2% U.S. · Public transit: 3.7% U.S. · Walked: 2.4% U.S. · Bicycle: 0.5% U.S. · Worked from home: 13.3% 13.3% U.S. · Other (taxi, motorcycle, etc.): 1.7%
Show the data table
Means of transportationTampaFloridaU.S.
Drove alone64.7%69%69.2%
Carpooled8.9%10%9.2%
Public transit1.2%1.3%3.7%
Walked2.1%1.4%2.4%
Bicycle1.3%0.5%0.5%
Worked from home19.9%15.5%13.3%
Other (taxi, motorcycle, etc.)1.9%2.2%1.7%

Share of workers 16 and over. Census ACS 2024 1-year estimates, table B08301. Source: American Community Survey (U.S. Census Bureau)

Travel time to work in Tampa

Travel time to work in Tampa Share of workers who do not work from home in Tampa by range; ranges differ in width. The bottom range, less than 5 min, holds 1%; the top range, 90 min or more, holds 2.7%. Mean 26.1 min. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than 5 min: 1% (U.S.: 2.8%) 5–9 min: 9.8% (U.S.: 9.4%) 10–14 min: 13.8% (U.S.: 13.1%) 15–19 min: 15.9% (U.S.: 15%) 20–24 min: 17.3% (U.S.: 14.1%) 25–29 min: 6.7% (U.S.: 7%) 30–34 min: 13.1% (U.S.: 13.7%) 35–39 min: 3% (U.S.: 3.4%) 40–44 min: 5.3% (U.S.: 4.1%) 45–59 min: 7.2% (U.S.: 8.3%) 60–89 min: 4.2% (U.S.: 6.3%) 90 min or more: 2.7% (U.S.: 3%) <5 5–9 10–14 15–19 20–24 25–29 30–34 35–39 40–44 45–59 60–89 90+ Mean 26.1 min (Tampa) 17.3%
Show the data table
RangeTampaU.S.
Less than 5 min1%2.8%
5–9 min9.8%9.4%
10–14 min13.8%13.1%
15–19 min15.9%15%
20–24 min17.3%14.1%
25–29 min6.7%7%
30–34 min13.1%13.7%
35–39 min3%3.4%
40–44 min5.3%4.1%
45–59 min7.2%8.3%
60–89 min4.2%6.3%
90 min or more2.7%3%

Share of workers who do not work from home. Census ACS 2024 1-year estimates, table B08303. Source: American Community Survey (U.S. Census Bureau)

Child care costs in Tampa

In 2022, full-time center-based care for an infant had a median price of $240 a week in Hillsborough County, or $12,480 over 52 weeks. That is 38% above the U.S. county median of $174. Prices are for 2022 and are not adjusted for inflation.

Weekly child care prices (2022)

Type of care Hillsborough County Florida (county median) U.S. (county median)
Center-based care, infant $240$200$174
Center-based care, toddler $190$167$153
Center-based care, preschool $175$155$144
Center-based care, school-age $125$115$120
Home-based family care, infant $175$166$143
Home-based family care, toddler $150$150$132
Home-based family care, preschool $150$145$131
Home-based family care, school-age $120$119$118

Median weekly price for full-time care. State and U.S. figures are medians of county medians. Prices are for 2022 and are not adjusted for inflation. U.S. Department of Labor, National Database of Childcare Prices. Source: National Database of Childcare Prices (U.S. Department of Labor, Women's Bureau)

Food costs

USDA's moderate-cost food plan puts groceries for a family of four at $1,388 a month in August 2026; the thrifty plan comes to $1,024. USDA publishes these as national averages, not city figures, so they show a typical grocery budget rather than Tampa prices.

Monthly cost of food at home (August 2026)

USDA food plan U.S. family of 4 U.S. couple U.S. single man U.S. single woman
Thrifty $1,024$630$383$304
Low-cost $1,126$652$381$331
Moderate-cost $1,388$808$478$403
Liberal $1,679$1,007$583$515

Family of 4: two adults and two children aged 6–8 and 9–11. For a single man, the Thrifty plan costs more than the Low-cost plan: USDA re-evaluated the Thrifty plan in 2021, while the other plans still use older market baskets. USDA Food and Nutrition Service, Official Food Plans, August 2026. Source: USDA Food Plans: Cost of Food at Home (monthly reports)

Frequently asked questions

What is the average rent in Tampa?

Median rent is $1,732 for a one-bedroom and $1,932 for a two-bedroom unit, including utilities the renter pays.

How much do most renters pay in Tampa?

Among renter households paying cash rent, 12.6% pay less than $1,000 a month, 42.3% pay $1,000 to $1,999, and 44.9% pay $2,000 or more (Census ACS 2024).

How much do you need to make to live in Tampa?

To keep the median rent of $1,898 at no more than 30% of income, a household needs about $75,900 a year before taxes. This covers housing only.

Is Tampa more expensive than the U.S. average?

Yes. The Bureau of Economic Analysis puts overall prices in the Tampa-St. Petersburg-Clearwater, FL metro area at 100.9 for 2024 (U.S. = 100), 0.9% above average. Housing rents score 125.8.

How long is the average commute in Tampa?

26.1 minutes one way for workers who commute, compared with 27.2 minutes nationally (Census ACS 2024).

How much does infant day care cost in Tampa?

The median price for full-time center-based infant care was $240 a week in Hillsborough County in 2022, according to the Department of Labor's National Database of Childcare Prices.