Belly Button Piercing Cost: Average Price, What Affects It & Financing

Belly button piercings cost more once jewelry is included than the service fee suggests. Navel jewelry is often more elaborate than a basic stud, so the jewelry share of the bill is larger here than for many other piercings.

The figures come from several studio price lists plus Booksy, checked Oct 11, 2026. They represent a few shops, and your local price may differ.

The service fee covers the piercer's work. In our data it ranges from $35 to $60.

Studios that quote a total include a starter piece, and the total is well above the fee alone.

A total at the low end of our list is $103, while Adorn Body Art starts at $152.

Jewelry cost is the main variable. A simple bar is cheaper, while a dangling or gemstone design costs more. Ask the piercer what material the starter piece is and whether it fits your anatomy.

• Studio and city.
• Jewelry material, length, and design.
• Whether the quote includes jewelry.
• Tips, which are customary and separate from the listed price.
• Return or replacement visits, since some shops charge for a longer or different bar.

Most studios take payment at the visit, and a piercing is a small expense, so financing is rarely needed. If you are looking at costlier jewelry, ask the shop which payment options it accepts. Read the terms of any financing offer before you agree to it. This page does not give financial advice, and a licensed advisor can help with credit questions.

Follow your piercer's aftercare instructions. If you notice signs of infection, such as swelling, heat, or discharge, see a doctor.

Quotes differ, so ask what is covered.

• The service: the piercer's time and the procedure.
• Starter jewelry: some studios include it in a starting total, and others charge separately.
• Aftercare supplies: included at some shops.
• Not included: tips and sales tax.

Navel jewelry varies a lot in style, so the jewelry you pick can change the total more than the service fee does.

• A professional piercing studio: the usual choice, with a range of jewelry.
• A tattoo shop with a piercer.
• Mall stores may not offer navel piercings, so call to ask.

Check the shop's cleanliness, ask about sterile equipment, and read recent reviews.

Jewelry is where the price moves most.

• A simple bar costs less than a design with dangles or stones.
• Material matters. Ask the piercer what the starter piece is made of and what it costs to upgrade.
• Fit matters. Ask your piercer which style suits your anatomy.

• What does the quote include?
• What is the starter jewelry made of?
• What does a later change cost?
• Is a follow-up visit free?
• What aftercare do you recommend?
• How do you sterilize equipment?

Follow your piercer's aftercare instructions. See a doctor if you notice signs of infection.

• Start with basic jewelry.
• Ask for a total.
• Compare two or three local shops.
• Save the decorative jewelry for later.

Plan for aftercare supplies and any later jewelry change. A different bar may cost extra, so ask what the shop charges.