Walmart Money Order Cost: Current Prices & Fees

A money order is a prepaid payment that you buy with cash or a debit card and then hand over or mail, which makes it useful for rent, deposits, and anyone without a checking account. Walmart sells them at its Money Center and Customer Service Desk.

This guide covers what Walmart charges, how much you can buy at once, how the fee compares with a US Postal Service money order, and what Walmart charges for cashing a check. Prices were last checked Oct 14, 2026.

Walmart advertises a maximum fee for its money orders. The exact charge varies by store, but Walmart says it will not be over that cap. Walmart's money order service is powered by Western Union.

You can pay with cash or a debit card at the Money Center or the Customer Service Desk. Bring the payee's name and your own details, because both go on the form.

Each money order has a maximum face value.

If you need to send more than that amount, you can buy several money orders. Larger purchases may require ID, and Walmart may apply a daily limit that varies, so ask at the counter if you plan a big purchase.

The Postal Service sells money orders too, and its fee rises with the face value.

For a small payment, the Walmart cap is lower than the USPS fee at every level. The comparison matters most for rent and deposits, where the order is often near the top of the range. For price alone, Walmart is the cheaper option. The post office may still suit you if you are already there to mail something.

Check cashing is a separate service with its own fee schedule, and it is a common reason people visit the same counter.

Fees depend on the type of check and its amount. The caps shown apply to preprinted checks and to personal checks written by one person to another, and Walmart sets its own limits on the size of check it will cash.

The fee itself changes little, so most of the variation comes from how you buy.

• Store. The exact charge varies by location, up to the cap.
• Amount. There is a per-order limit, so large payments mean several orders.
• Payment method. Walmart accepts cash and debit cards for money orders, not credit cards.
• Replacement. If a money order is lost or you need to cancel one, the receipt is what you will need, so keep it.

Bring a government ID in case the store asks for one, and check the payee name before you leave the counter. Keep the receipt and the stub, because the receipt is how you trace or refund a money order if something goes wrong. Fill in the payee yourself and never leave it blank, since a blank order can be cashed by anyone who finds it. If your payment is large, ask whether a cashier's check from a bank would suit the recipient better.