F-150 Price: MSRP, Trims & Real-World Cost

The F-150 is Ford's full-size pickup and one of the most common trucks on American roads. Its price depends on the trim, and each trim is tied to an engine, so the sticker climbs in steps as you move up. A work truck and a luxury truck share a name and little else on the price tag.

All figures here are starting MSRPs for the 2026 model year unless noted. Taxes, options, and dealer fees come on top.

The XL is the entry point at $37,290 with the 2.7L EcoBoost engine. The STX is listed at $41,855, and the XLT at $44,695. All three use the same 2.7L engine, so the difference between them is equipment, not powertrain.

The step up to the 3.5L EcoBoost comes with the Lariat at $59,560. The Tremor is listed at $64,915, the King Ranch at $65,825, and the Platinum at $68,800. The Raptor, with the high-output 3.5L EcoBoost, is listed at $79,005. The Raptor R, powered by a 5.2L supercharged V8, tops the range at $110,930.

Ford does not sell engines separately from trims at the bottom of the range, so the cheapest price for each engine is a useful guide. The 2.7L EcoBoost starts with the XL at $37,290. The 3.5L EcoBoost starts with the Lariat at $59,560. The high-output 3.5L begins with the Raptor at $79,005, and the 5.2L supercharged V8 comes only on the Raptor R at $110,930.

If towing or hauling is the reason you are shopping, confirm the rated capacity of the exact configuration on Ford's site. Capacity changes with engine, axle ratio, cab, bed, and packages, and the trim name alone will not tell you.

The 2027 model year has a Raptor price that is already published.

The 2027 Raptor is listed at $77,790, and that figure includes destination. The 2026 numbers above do not include it, so do not compare the two directly. Add the destination charge to the 2026 Raptor figure first, then compare.

Ford lists the F-150 destination charge at $2,795. It appears on the window sticker of every new truck and is separate from the starting prices in the trim table.

The trim sets the starting point. These items move the total:

• Cab and bed. Crew cab and longer beds usually cost more than smaller configurations.
• Four-wheel drive. Drivetrain choices change the price, and the starting figures may assume a specific setup.
• Packages. Towing, off-road, and technology packages are priced separately.
• Dealer pricing. Some dealers charge above sticker for high-demand trims, and others discount slow sellers.
• Taxes and fees. Sales tax, title, registration, and documentation fees vary by state.

The F-150 Lightning is the electric version, and it has its own pricing and ownership costs. It is not included in the table above. Look for a dedicated Lightning page or check Ford's site for current figures.

The XL and STX fit buyers who want a capable truck without many extras. The XLT is the volume seller for a reason: it adds comfort and convenience at a moderate step in price. Lariat and above move into leather, larger screens, and premium features, along with the larger engine. King Ranch and Platinum are the luxury trims. Tremor and Raptor target off-road driving and carry price tags that reflect the specialized hardware.

Match the trim to how you use the truck. Paying for a luxury interior to haul landscaping gear, or for a Raptor to commute, spends money where you may not feel it.

A truck at this price often involves a loan of several years. Compare quotes from a bank or credit union with Ford's offers, and ask the dealer about current incentives, because they change by region and month. Then include insurance, fuel, tires, scheduled service, and depreciation in your monthly budget. Larger engines and heavier trims generally use more fuel, so check the EPA estimates for the configuration you are considering.

Build the truck on Ford's website, then ask at least two dealers for an itemized, out-the-door quote. The quote should show the base price, each option, destination, taxes, and fees. Compare totals instead of monthly payments, since the term and down payment can hide differences.