M3 Price: MSRP, Trims & Real-World Cost

The M3 is BMW's performance sedan, and the 2027 lineup has an unusual twist. Alongside the regular trims, BMW is offering a limited-edition M3 CS Handschalter, a name that refers to its manual gearbox, at a much higher price than the rest of the family.

The core trims and the CS are priced from different sources and on different bases, so this page separates them. The standard trims include destination. The CS figure is shown both before and after destination.

The entry M3 is the manual sedan at $80,650. The M3 Competition sedan is $84,850, and the Competition xDrive, with all-wheel drive, is $89,950.

The jump from the manual to the Competition is notable. If you value a manual gearbox, the base M3 is the cheapest way to get one. Buyers who prefer the Competition's character pay more for it.

The CS Handschalter starts at $107,100 before destination, according to Carscoops. Including destination, Jalopnik lists it at $108,450.

The two figures describe the same car, one before delivery and one after, so do not add them together. This is a limited run, so availability depends on the allocation BMW gives each dealer.

The destination charge on the CS is $1,350. BMW also lists a few options. Techno Violet or Imola Red paint is $4,500, an M Front Strut Brace is $1,100, and ultra-track tires are $600.

Add these to the CS base and the all-in price rises above the headline numbers. If you want a specific color, check that your dealer's allocation includes it.

Many buyers cross-shop the M3 sedan with the M4 coupe. They are different body styles, so the choice often comes down to doors and practicality. The sedan has four doors and more rear-seat access, which suits families and daily use. The coupe has a lower, sportier profile. Compare both prices on the trims you want.

The standard M3 with a manual gearbox is priced lowest. The Competition and Competition xDrive come at higher prices. The CS Handschalter sits far above them, with a manual gearbox again, which makes it a collector-oriented purchase.

If you plan to drive the car regularly, the standard trims are the practical choice. The CS is the right fit for someone who wants a limited-run special.

• Dealer markup. Limited cars may carry a markup. Ask for the figure in writing.
• Taxes and fees. State taxes and registration are added.
• Trade-in and financing. These change your monthly payment.
• Paint and wheels. Check BMW's configurator.

• Is the quote for the base M3, a Competition, or the CS?
• Is destination included?
• Which options are installed?
• Is there a markup or deposit tied to the allocation?

BMW Financial Services, banks, and credit unions all finance vehicles in this price range. Insurance, tires, and brakes are meaningful parts of the cost, since performance cars wear parts faster. A licensed financial professional can help you decide between leasing and buying.

Online M3 listings often blur three separate things: the model year, the trim, and whether destination is included. A 2027 manual and a 2027 Competition xDrive are different cars at different prices, and the limited CS sits in its own category. Before comparing two quotes, confirm those three details on each one.

If a dealer advertises a price far below the figures above, ask what is excluded. Common gaps are the delivery charge, required dealer-installed items, and incentives that only apply to certain buyers. Get the final number in writing, itemized.

A used M3 from an earlier year is a different search entirely. Mileage, service records, and prior track use affect value, so have an independent specialist inspect any used example before you buy.