Quicken Cost: Startup & Ongoing Costs

Quicken sells personal and small-business finance software in two families. Simplifi and Business & Personal are cloud apps that run on the web and on mobile. Quicken Classic is the older desktop software for Windows and Mac, sold in several editions.

The prices on this page are list prices, the figure Quicken shows next to its promotional price. They are not the discounted first-year price. Quicken's site advertises sizable first-year discounts for new members, so the number you see at checkout on day one may be lower than the figures below. Quicken's terms say the subscription renews at the then-current rate, so the renewal price can differ from the first-year price. These figures come from Quicken and Quicken, checked on Oct 13, 2026, so confirm the current price on Quicken's official site before you buy.

Every plan here is billed annually, and Quicken displays the price as a monthly figure. Quicken notes that the final annual charge may differ slightly from the monthly figure multiplied by twelve. At list price:

• Quicken Simplifi: $6.99/mo per month
• Quicken Business & Personal (cloud): $8.99/mo per month
• Classic Premier (desktop): $8.99/mo per month
• Classic Business & Personal (desktop): $12.49/mo per month

Quicken also sells other Classic editions, including Starter and Deluxe, and a LifeHub product for organizing important documents and information. This page does not list their list prices, so check the official plans page for those.

Quicken's offers apply to new memberships and to the first year only. The fine print on its site says the subscription renews automatically each year at the then-current rate, and that prices can change. The promotional price is the one displayed most prominently, and the list price appears beside it.

When you compare Quicken with other tools, compare list price to list price, and treat the first-year deal as a bonus you may not get again. If you plan to keep the software for several years, the list price is a better guide to your long-term cost.

Simplifi and Business & Personal

Simplifi is Quicken's web and mobile app for personal finances, covering budgeting, spending, savings and investments. Business & Personal is the cloud product for freelancers, self-employed people, small business owners and rental property owners who want both sets of finances in one app. Because these run in the cloud, there is nothing to install on a single computer.

Classic Premier and Business & Personal

Classic is desktop software. Quicken describes Premier as a step up for serious investors and retirement planning, and Classic Business & Personal as desktop software for managing business, rental and personal finances with your data stored locally. At list price, Classic Premier costs more per month than Simplifi.

• Budgeting and tracking spending on your phone: Simplifi is the lowest-priced option here.
• Freelancing or running a small business next to personal finances: Business & Personal, in the cloud or on the desktop, keeps both in one place.
• Heavy investment tracking or retirement planning: Classic Premier is the edition Quicken points investors to.
• Rental properties: Both Business & Personal versions are described as covering rental finances.

For tax or financial decisions, talk with a licensed professional.

• Promotions and timing: First-year discounts change through the year and usually have an end date.
• Billing term: The prices here assume annual billing, which is charged in full at purchase.
• Add-ons: Quicken lists optional extras such as online backup and bill management on its site. Check the plan page for current add-on costs.
• Taxes: They may be added depending on where you live.
• Region: Quicken says its products are not designed to work outside the United States and Canada.

1. Take a first-year discount if one is offered, then check the renewal price before the year ends.
2. Pick the smallest plan that covers your real use. A basic budget does not need an investing edition.
3. Set a reminder before renewal so you can review the plan or cancel on time.
4. Look for the official site's current offers instead of third-party coupon pages.