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Cost of Living Data profile

Cost of Living in Jacksonville, FL: Rent, Housing & Income

  • Official data · Census ACS 2024 · BEA 2024 · EIA July–September 2026
Updated  7 sources

Cost of living vs. U.S. average (2024)

0.5% below

Cost of living in Jacksonville by category

Overall prices

99.5U.S. = 100

Regional price parity, all items

−0.5% vs. U.S.

Goods
96.2 −3.8%
Housing (rents)
109.8 +9.8%
Utilities
87.5 −12.5%
Other services
98.9 −1.1%

BEA 2024 · Jacksonville metro area Details: Overall prices

Housing

$1,568/mo

Median gross rent

+5% vs. U.S.

1-bedroom rent
$1,377 +6% vs. U.S.
2-bedroom rent
$1,591 +7% vs. U.S.
3-bedroom rent
$1,767 +5% vs. U.S.
Median home value
$325,300 −10% vs. U.S.
Owner costs, mortgage
$1,905 −6% vs. U.S.

Census ACS 2024 Details: Housing

Utilities

$169/mo

Average electric bill

+8% vs. U.S.

Electricity price
15.0¢/kWh −18% vs. U.S.
Utilities price index
87.5

EIA July 2026 · Florida statewide Details: Utilities

Transportation

25.6min

Mean travel time to work

−6% vs. U.S.

Commute mode: drove alone
70.9%
Work from home
15%
Gasoline (Florida)
$4.12/gal −6% vs. U.S.

Census ACS 2024 · EIA September 2026 Details: Transportation

Food at home

$1,388/mo

Moderate-cost plan, family of 4

Thrifty plan, family of 4
$1,024/mo
Liberal plan, family of 4
$1,679/mo
Moderate plan, single woman
$403/mo
Moderate plan, single man
$478/mo

USDA August 2026 · U.S. average Details: Food at home

Child care

$225/wk

Center care, infant

+30% vs. U.S.

Center care, toddler
$183/wk +19% vs. U.S.
Center care, preschool
$165/wk +14% vs. U.S.
Home-based care, infant
$175/wk +22% vs. U.S.

DOL NDCP 2022 prices · Duval County Details: Child care

Income

$72,389/yr

Median household income

−11% vs. U.S.

Median rent as share of income
26%
Home value to income
4.5×

Census ACS 2024 Details: Income

Housing costs in Jacksonville

Median gross rent in Jacksonville is $1,568 a month, 5% above the U.S. median of $1,487. The median falls in the $1,500–$1,999 range, which holds 35.3% of renter households paying cash rent. Another 19.5% pay $2,000 or more.

The median owner-occupied home is valued at $325,300, and 3.8% of homes are valued at $1,000,000 or more.

Housing costs: Jacksonville vs. Florida vs. U.S.

Median monthly rent

Median monthly rent Jacksonville: $1,568; Florida: $1,812; U.S.: $1,487 Jacksonville $1,568 Florida $1,812 U.S. $1,487

Monthly owner costs

Monthly owner costs Jacksonville: $1,905; Florida: $2,168; U.S.: $2,035 Jacksonville $1,905 Florida $2,168 U.S. $2,035

Median home value

Median home value Jacksonville: $325,300; Florida: $396,900; U.S.: $360,600 Jacksonville $325,300 Florida $396,900 U.S. $360,600
Show the data table
MeasureJacksonvilleFloridaU.S.
Median monthly rent$1,568$1,812$1,487
Monthly owner costs$1,905$2,168$2,035
Median home value$325,300$396,900$360,600

Rent is median gross rent; owner costs are for homes with a mortgage. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

What renters pay in Jacksonville

What renters pay in Jacksonville Share of renter households paying cash rent in Jacksonville by range; ranges differ in width. The bottom range, less than $500, holds 4.6%; the top range, $3,500 or more, holds 0.6%. Median $1,568. The U.S. distribution is drawn as a line. 0% 10% 20% 30% 40% Less than $500: 4.6% (U.S.: 6.1%) $500–$749: 3.5% (U.S.: 6.8%) $750–$999: 6.5% (U.S.: 11.5%) $1,000–$1,249: 11.8% (U.S.: 13.5%) $1,250–$1,499: 18.7% (U.S.: 12.9%) $1,500–$1,999: 35.3% (U.S.: 22.2%) $2,000–$2,499: 14.5% (U.S.: 13.2%) $2,500–$2,999: 3.7% (U.S.: 6.5%) $3,000–$3,499: 0.7% (U.S.: 3.2%) $3,500 or more: 0.6% (U.S.: 4.2%) $500–750 $1–1.25K $1.5–2K $2.5–3K $3.5K+ Median $1,568 (Jacksonville) 35.3%
Show the data table
RangeJacksonvilleU.S.
Less than $5004.6%6.1%
$500–$7493.5%6.8%
$750–$9996.5%11.5%
$1,000–$1,24911.8%13.5%
$1,250–$1,49918.7%12.9%
$1,500–$1,99935.3%22.2%
$2,000–$2,49914.5%13.2%
$2,500–$2,9993.7%6.5%
$3,000–$3,4990.7%3.2%
$3,500 or more0.6%4.2%

Share of renter households paying cash rent. Census ACS 2024 1-year estimates, table B25063. Source: American Community Survey (U.S. Census Bureau)

Home values in Jacksonville

Home values in Jacksonville Share of owner-occupied homes in Jacksonville by range; ranges differ in width. The bottom range, less than $100,000, holds 7.3%; the top range, $1,500,000 or more, holds 1.9%. Median $325,300. The U.S. distribution is drawn as a line. 0% 10% 20% 30% Less than $100,000: 7.3% (U.S.: 10.2%) $100,000–$149,999: 4.6% (U.S.: 5.7%) $150,000–$199,999: 6.7% (U.S.: 7.5%) $200,000–$249,999: 11.6% (U.S.: 8.4%) $250,000–$299,999: 13.1% (U.S.: 8.5%) $300,000–$399,999: 26.3% (U.S.: 15.9%) $400,000–$499,999: 13.4% (U.S.: 12%) $500,000–$749,999: 10.4% (U.S.: 16.3%) $750,000–$999,999: 2.7% (U.S.: 7.5%) $1,000,000–$1,499,999: 1.9% (U.S.: 4.3%) $1,500,000 or more: 1.9% (U.S.: 3.7%) <$100K $100–150K $150–200K $250–300K $400–500K $500–750K $750K–1M $1.5M+ Median $325,300 (Jacksonville) 26.3%
Show the data table
RangeJacksonvilleU.S.
Less than $100,0007.3%10.2%
$100,000–$149,9994.6%5.7%
$150,000–$199,9996.7%7.5%
$200,000–$249,99911.6%8.4%
$250,000–$299,99913.1%8.5%
$300,000–$399,99926.3%15.9%
$400,000–$499,99913.4%12%
$500,000–$749,99910.4%16.3%
$750,000–$999,9992.7%7.5%
$1,000,000–$1,499,9991.9%4.3%
$1,500,000 or more1.9%3.7%

Share of owner-occupied homes. Census ACS 2024 1-year estimates, table B25075. Source: American Community Survey (U.S. Census Bureau)

Monthly housing costs in Jacksonville

Measure Jacksonville Florida U.S.
Median rent (all units) $1,568$1,812$1,487
1-bedroom rent $1,377$1,589$1,301
2-bedroom rent $1,591$1,812$1,490
3-bedroom rent $1,767$2,076$1,677
Owner costs with a mortgage $1,905$2,168$2,035

Median gross rent includes utilities the renter pays. Owner costs include the mortgage, taxes, insurance, and utilities. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

How affordable is Jacksonville?

At the median, rent takes about 26% of household income in Jacksonville. Housing experts treat 30% as the limit before a household is considered cost-burdened. To keep the median rent at 30% of income, a household would need to earn about $62,700 a year.

The median home is worth $325,300, or 4.5 times the median household income.

Household income in Jacksonville

The median household in Jacksonville earns $72,389 a year, 11% below the U.S. median of $81,604. About 8.6% of households earn $200,000 or more, while 14.8% earn less than $25,000.

Median household income: Jacksonville vs. Florida vs. U.S.

Median household income (yearly)

Median household income (yearly) Jacksonville: $72,389; Florida: $77,735; U.S.: $81,604 Jacksonville $72,389 Florida $77,735 U.S. $81,604
Show the data table
MeasureJacksonvilleFloridaU.S.
Median household income (yearly)$72,389$77,735$81,604

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Household income distribution in Jacksonville

Household income distribution in Jacksonville Share of households in Jacksonville by range; ranges differ in width. The bottom range, less than $10,000, holds 6.1%; the top range, $200,000 or more, holds 8.6%. Median $72,389. The U.S. distribution is drawn as a line. 0% 5% 10% 15% Less than $10,000: 6.1% (U.S.: 5.1%) $10,000–$14,999: 2.8% (U.S.: 3.3%) $15,000–$19,999: 2.9% (U.S.: 2.8%) $20,000–$24,999: 3% (U.S.: 3.2%) $25,000–$29,999: 3.2% (U.S.: 3%) $30,000–$34,999: 4% (U.S.: 3.3%) $35,000–$39,999: 3.5% (U.S.: 3.2%) $40,000–$44,999: 3.7% (U.S.: 3.5%) $45,000–$49,999: 3.4% (U.S.: 3.2%) $50,000–$59,999: 7.8% (U.S.: 6.4%) $60,000–$74,999: 11.2% (U.S.: 9.2%) $75,000–$99,999: 14.1% (U.S.: 12.6%) $100,000–$124,999: 10.2% (U.S.: 10.4%) $125,000–$149,999: 7.4% (U.S.: 7.4%) $150,000–$199,999: 8.1% (U.S.: 9.7%) $200,000 or more: 8.6% (U.S.: 13.7%) $10–15K $20–25K $30–35K $40–45K $50–60K $75–100K $125–150K $200K+ Median $72,389 (Jacksonville) 14.1%
Show the data table
RangeJacksonvilleU.S.
Less than $10,0006.1%5.1%
$10,000–$14,9992.8%3.3%
$15,000–$19,9992.9%2.8%
$20,000–$24,9993%3.2%
$25,000–$29,9993.2%3%
$30,000–$34,9994%3.3%
$35,000–$39,9993.5%3.2%
$40,000–$44,9993.7%3.5%
$45,000–$49,9993.4%3.2%
$50,000–$59,9997.8%6.4%
$60,000–$74,99911.2%9.2%
$75,000–$99,99914.1%12.6%
$100,000–$124,99910.2%10.4%
$125,000–$149,9997.4%7.4%
$150,000–$199,9998.1%9.7%
$200,000 or more8.6%13.7%

Share of households. Census ACS 2024 1-year estimates, table B19001. Source: American Community Survey (U.S. Census Bureau)

Income and home values

Measure Jacksonville Florida U.S.
Median household income (yearly) $72,389$77,735$81,604
Median home value $325,300$396,900$360,600

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Price levels compared with the U.S.

The Bureau of Economic Analysis publishes Regional Price Parities: price levels for the same basket of goods and services, with the U.S. average set to 100. In 2024, the Jacksonville, FL metro area scored 99.5 for all items. The highest category is housing rents at 109.8; the lowest is utilities at 87.5.

Regional price parities by category (U.S. = 100)

All items

All items Jacksonville metro area: 99.5; Florida: 103.4; U.S.: 100.0 Jacksonville metro area 99.5 Florida 103.4 U.S. 100.0

Goods

Goods Jacksonville metro area: 96.2; Florida: 98.1; U.S.: 99.6 Jacksonville metro area 96.2 Florida 98.1 U.S. 99.6

Housing (rents)

Housing (rents) Jacksonville metro area: 109.8; Florida: 122.1; U.S.: 100.6 Jacksonville metro area 109.8 Florida 122.1 U.S. 100.6

Utilities

Utilities Jacksonville metro area: 87.5; Florida: 90.1; U.S.: 98.4 Jacksonville metro area 87.5 Florida 90.1 U.S. 98.4

Other services

Other services Jacksonville metro area: 98.9; Florida: 101.3; U.S.: 100.1 Jacksonville metro area 98.9 Florida 101.3 U.S. 100.1
Show the data table
MeasureJacksonville metro areaFloridaU.S.
All items99.5103.4100.0
Goods96.298.199.6
Housing (rents)109.8122.1100.6
Utilities87.590.198.4
Other services98.9101.3100.1

Index, U.S. = 100. Bureau of Economic Analysis Regional Price Parities, 2024. Metro area: Jacksonville, FL. Source: U.S. Bureau of Economic Analysis, Regional Price Parities

Utilities and energy costs

Households in Florida paid an average of 15.0¢ per kWh for electricity in July 2026, compared with 18.3¢ nationally. Over the past 12 months the average residential bill was $169 a month (U.S.: $157).

Energy prices are reported statewide, so these are Florida averages rather than figures for Jacksonville alone.

Energy prices: Florida vs. U.S.

Electricity price (¢/kWh)

Electricity price (¢/kWh) Florida: 15.0¢; U.S.: 18.3¢ Florida 15.0¢ U.S. 18.3¢

Average electric bill (monthly)

Average electric bill (monthly) Florida: $169; U.S.: $157 Florida $169 U.S. $157
Show the data table
MeasureFloridaU.S.
Electricity price (¢/kWh)15.0¢18.3¢
Average electric bill (monthly)$169$157

Residential customers. Electricity price for July 2026; electric bill is a 12-month average. U.S. Energy Information Administration. Source: EIA Electric Power Monthly: residential retail sales

Transportation and commuting

Workers in Jacksonville who commute spend an average of 25.6 minutes getting to work (U.S.: 27.2 minutes). The most common way to get to work is to drive alone (70.9% of workers); 15% work from home. Regular gasoline averaged $4.12 a gallon in Florida in September 2026, compared with $4.36 nationally.

How workers get to work

How workers get to work Jacksonville: Drove alone 70.9%, Carpooled 8.6%, Public transit 0.8%, Walked 1.6%, Bicycle 0.4%, Worked from home 15%, Other (taxi, motorcycle, etc.) 2.8%. Florida: Drove alone 69%, Carpooled 10%, Public transit 1.3%, Walked 1.4%, Bicycle 0.5%, Worked from home 15.5%, Other (taxi, motorcycle, etc.) 2.2%. U.S.: Drove alone 69.2%, Carpooled 9.2%, Public transit 3.7%, Walked 2.4%, Bicycle 0.5%, Worked from home 13.3%, Other (taxi, motorcycle, etc.) 1.7%. Most common in Jacksonville: Drove alone. Jacksonville Jacksonville · Drove alone: 70.9% 70.9% Jacksonville · Carpooled: 8.6% Jacksonville · Public transit: 0.8% Jacksonville · Walked: 1.6% Jacksonville · Bicycle: 0.4% Jacksonville · Worked from home: 15% 15% Jacksonville · Other (taxi, motorcycle, etc.): 2.8% Florida Florida · Drove alone: 69% 69% Florida · Carpooled: 10% Florida · Public transit: 1.3% Florida · Walked: 1.4% Florida · Bicycle: 0.5% Florida · Worked from home: 15.5% 15.5% Florida · Other (taxi, motorcycle, etc.): 2.2% U.S. U.S. · Drove alone: 69.2% 69.2% U.S. · Carpooled: 9.2% U.S. · Public transit: 3.7% U.S. · Walked: 2.4% U.S. · Bicycle: 0.5% U.S. · Worked from home: 13.3% 13.3% U.S. · Other (taxi, motorcycle, etc.): 1.7%
Show the data table
Means of transportationJacksonvilleFloridaU.S.
Drove alone70.9%69%69.2%
Carpooled8.6%10%9.2%
Public transit0.8%1.3%3.7%
Walked1.6%1.4%2.4%
Bicycle0.4%0.5%0.5%
Worked from home15%15.5%13.3%
Other (taxi, motorcycle, etc.)2.8%2.2%1.7%

Share of workers 16 and over. Census ACS 2024 1-year estimates, table B08301. Source: American Community Survey (U.S. Census Bureau)

Travel time to work in Jacksonville

Travel time to work in Jacksonville Share of workers who do not work from home in Jacksonville by range; ranges differ in width. The bottom range, less than 5 min, holds 1%; the top range, 90 min or more, holds 2%. Mean 25.6 min. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than 5 min: 1% (U.S.: 2.8%) 5–9 min: 5.7% (U.S.: 9.4%) 10–14 min: 11.5% (U.S.: 13.1%) 15–19 min: 17.4% (U.S.: 15%) 20–24 min: 18.5% (U.S.: 14.1%) 25–29 min: 9.6% (U.S.: 7%) 30–34 min: 18.7% (U.S.: 13.7%) 35–39 min: 4.9% (U.S.: 3.4%) 40–44 min: 3.2% (U.S.: 4.1%) 45–59 min: 4.9% (U.S.: 8.3%) 60–89 min: 2.6% (U.S.: 6.3%) 90 min or more: 2% (U.S.: 3%) <5 5–9 10–14 15–19 20–24 25–29 30–34 35–39 40–44 45–59 60–89 90+ Mean 25.6 min (Jacksonville) 18.7%
Show the data table
RangeJacksonvilleU.S.
Less than 5 min1%2.8%
5–9 min5.7%9.4%
10–14 min11.5%13.1%
15–19 min17.4%15%
20–24 min18.5%14.1%
25–29 min9.6%7%
30–34 min18.7%13.7%
35–39 min4.9%3.4%
40–44 min3.2%4.1%
45–59 min4.9%8.3%
60–89 min2.6%6.3%
90 min or more2%3%

Share of workers who do not work from home. Census ACS 2024 1-year estimates, table B08303. Source: American Community Survey (U.S. Census Bureau)

Child care costs in Jacksonville

In 2022, full-time center-based care for an infant had a median price of $225 a week in Duval County, or $11,700 over 52 weeks. That is 30% above the U.S. county median of $174. Prices are for 2022 and are not adjusted for inflation.

Weekly child care prices (2022)

Type of care Duval County Florida (county median) U.S. (county median)
Center-based care, infant $225$200$174
Center-based care, toddler $183$167$153
Center-based care, preschool $165$155$144
Center-based care, school-age $125$115$120
Home-based family care, infant $175$166$143
Home-based family care, toddler $135$150$132
Home-based family care, preschool $125$145$131
Home-based family care, school-age $90$119$118

Median weekly price for full-time care. State and U.S. figures are medians of county medians. Prices are for 2022 and are not adjusted for inflation. U.S. Department of Labor, National Database of Childcare Prices. Source: National Database of Childcare Prices (U.S. Department of Labor, Women's Bureau)

Food costs

USDA's moderate-cost food plan puts groceries for a family of four at $1,388 a month in August 2026; the thrifty plan comes to $1,024. USDA publishes these as national averages, not city figures, so they show a typical grocery budget rather than Jacksonville prices.

Monthly cost of food at home (August 2026)

USDA food plan U.S. family of 4 U.S. couple U.S. single man U.S. single woman
Thrifty $1,024$630$383$304
Low-cost $1,126$652$381$331
Moderate-cost $1,388$808$478$403
Liberal $1,679$1,007$583$515

Family of 4: two adults and two children aged 6–8 and 9–11. For a single man, the Thrifty plan costs more than the Low-cost plan: USDA re-evaluated the Thrifty plan in 2021, while the other plans still use older market baskets. USDA Food and Nutrition Service, Official Food Plans, August 2026. Source: USDA Food Plans: Cost of Food at Home (monthly reports)

Frequently asked questions

What is the average rent in Jacksonville?

Median rent is $1,377 for a one-bedroom and $1,591 for a two-bedroom unit, including utilities the renter pays.

How much do most renters pay in Jacksonville?

Among renter households paying cash rent, 14.6% pay less than $1,000 a month, 65.8% pay $1,000 to $1,999, and 19.5% pay $2,000 or more (Census ACS 2024).

How much do you need to make to live in Jacksonville?

To keep the median rent of $1,568 at no more than 30% of income, a household needs about $62,700 a year before taxes. This covers housing only.

Is Jacksonville more expensive than the U.S. average?

No. The Bureau of Economic Analysis puts overall prices in the Jacksonville, FL metro area at 99.5 for 2024 (U.S. = 100), 0.5% below average. Housing rents score 109.8.

How long is the average commute in Jacksonville?

25.6 minutes one way for workers who commute, compared with 27.2 minutes nationally (Census ACS 2024).

How much does infant day care cost in Jacksonville?

The median price for full-time center-based infant care was $225 a week in Duval County in 2022, according to the Department of Labor's National Database of Childcare Prices.