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Cost of Living Data profile

Cost of Living in Philadelphia: Rent, Housing & Income

  • Official data · Census ACS 2024 · BEA 2024 · EIA July–September 2026
Updated  7 sources

Cost of living vs. U.S. average (2024)

2.6% above

Cost of living in Philadelphia is 2.6% above the U.S. average, based on the Bureau of Economic Analysis 2024 Regional Price Parities for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area (index 102.6; U.S. = 100). Median rent in Philadelphia is $1,500 a month.

Cost of living in Philadelphia by category

Overall prices

102.6U.S. = 100

Regional price parity, all items

+2.6% vs. U.S.

Goods
96.8 −3.2%
Housing (rents)
113.1 +13.1%
Utilities
114.4 +14.4%
Other services
103.1 +3.1%

BEA 2024 · Philadelphia metro area Details: Overall prices

Housing

$1,500/mo

Median gross rent

About the same as U.S.

1-bedroom rent
$1,291 About the same as U.S.
2-bedroom rent
$1,625 +9% vs. U.S.
3-bedroom rent
$1,573 −6% vs. U.S.
Median home value
$253,600 −30% vs. U.S.
Owner costs, mortgage
$1,648 −19% vs. U.S.

Census ACS 2024 Details: Housing

Utilities

$174/mo

Average electric bill

+11% vs. U.S.

Electricity price
21.7¢/kWh +19% vs. U.S.
Natural gas, 12-mo avg.
$19.93/Mcf About the same as U.S.
Utilities price index
114.4

EIA July 2026 · Pennsylvania statewide Details: Utilities

Transportation

33.2min

Mean travel time to work

+22% vs. U.S.

Commute mode: drove alone
45.4%
Work from home
14.4%
Gasoline (PADD 1B avg.)
$4.37/gal About the same as U.S.

Census ACS 2024 · EIA September 2026 Details: Transportation

Food at home

$1,388/mo

Moderate-cost plan, family of 4

Thrifty plan, family of 4
$1,024/mo
Liberal plan, family of 4
$1,679/mo
Moderate plan, single woman
$403/mo
Moderate plan, single man
$478/mo

USDA August 2026 · U.S. average Details: Food at home

Child care

$235/wk

Center care, infant

Center care, toddler
$205/wk
Center care, preschool
$195/wk
Home-based care, infant
$190/wk

DOL NDCP 2020 prices · Philadelphia County · no U.S. comparison (different year) Details: Child care

Income

$60,521/yr

Median household income

−26% vs. U.S.

Median rent as share of income
30%
Home value to income
4.2×

Census ACS 2024 Details: Income

Housing costs in Philadelphia

Median gross rent in Philadelphia is $1,500 a month, about the same as the U.S. median of $1,487. The median falls in the $1,500–$1,999 range, which holds 30.1% of renter households paying cash rent. Another 19.9% pay $2,000 or more.

The median owner-occupied home is valued at $253,600, and 2.3% of homes are valued at $1,000,000 or more.

Housing costs: Philadelphia vs. Pennsylvania vs. U.S.

Median monthly rent

Median monthly rent Philadelphia: $1,500; Pennsylvania: $1,252; U.S.: $1,487 Philadelphia $1,500 Pennsylvania $1,252 U.S. $1,487

Monthly owner costs

Monthly owner costs Philadelphia: $1,648; Pennsylvania: $1,775; U.S.: $2,035 Philadelphia $1,648 Pennsylvania $1,775 U.S. $2,035

Median home value

Median home value Philadelphia: $253,600; Pennsylvania: $277,600; U.S.: $360,600 Philadelphia $253,600 Pennsylvania $277,600 U.S. $360,600
Show the data table
MeasurePhiladelphiaPennsylvaniaU.S.
Median monthly rent$1,500$1,252$1,487
Monthly owner costs$1,648$1,775$2,035
Median home value$253,600$277,600$360,600

Rent is median gross rent; owner costs are for homes with a mortgage. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

What renters pay in Philadelphia

What renters pay in Philadelphia Share of renter households paying cash rent in Philadelphia by range; ranges differ in width. The bottom range, less than $500, holds 6.6%; the top range, $3,500 or more, holds 1.6%. Median $1,500. The U.S. distribution is drawn as a line. 0% 10% 20% 30% 40% Less than $500: 6.6% (U.S.: 6.1%) $500–$749: 4.2% (U.S.: 6.8%) $750–$999: 9.6% (U.S.: 11.5%) $1,000–$1,249: 14.5% (U.S.: 13.5%) $1,250–$1,499: 15% (U.S.: 12.9%) $1,500–$1,999: 30.1% (U.S.: 22.2%) $2,000–$2,499: 12.9% (U.S.: 13.2%) $2,500–$2,999: 3.7% (U.S.: 6.5%) $3,000–$3,499: 1.7% (U.S.: 3.2%) $3,500 or more: 1.6% (U.S.: 4.2%) $500–750 $1–1.25K $1.5–2K $2.5–3K $3.5K+ Median $1,500 (Philadelphia) 30.1%
Show the data table
RangePhiladelphiaU.S.
Less than $5006.6%6.1%
$500–$7494.2%6.8%
$750–$9999.6%11.5%
$1,000–$1,24914.5%13.5%
$1,250–$1,49915%12.9%
$1,500–$1,99930.1%22.2%
$2,000–$2,49912.9%13.2%
$2,500–$2,9993.7%6.5%
$3,000–$3,4991.7%3.2%
$3,500 or more1.6%4.2%

Share of renter households paying cash rent. Census ACS 2024 1-year estimates, table B25063. Source: American Community Survey (U.S. Census Bureau)

Home values in Philadelphia

Home values in Philadelphia Share of owner-occupied homes in Philadelphia by range; ranges differ in width. The bottom range, less than $100,000, holds 13.1%; the top range, $1,500,000 or more, holds 1.1%. Median $253,600. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than $100,000: 13.1% (U.S.: 10.2%) $100,000–$149,999: 8.8% (U.S.: 5.7%) $150,000–$199,999: 12.9% (U.S.: 7.5%) $200,000–$249,999: 14.4% (U.S.: 8.4%) $250,000–$299,999: 12% (U.S.: 8.5%) $300,000–$399,999: 18.2% (U.S.: 15.9%) $400,000–$499,999: 7.3% (U.S.: 12%) $500,000–$749,999: 8% (U.S.: 16.3%) $750,000–$999,999: 3.1% (U.S.: 7.5%) $1,000,000–$1,499,999: 1.2% (U.S.: 4.3%) $1,500,000 or more: 1.1% (U.S.: 3.7%) <$100K $100–150K $150–200K $250–300K $400–500K $500–750K $750K–1M $1.5M+ Median $253,600 (Philadelphia) 18.2%
Show the data table
RangePhiladelphiaU.S.
Less than $100,00013.1%10.2%
$100,000–$149,9998.8%5.7%
$150,000–$199,99912.9%7.5%
$200,000–$249,99914.4%8.4%
$250,000–$299,99912%8.5%
$300,000–$399,99918.2%15.9%
$400,000–$499,9997.3%12%
$500,000–$749,9998%16.3%
$750,000–$999,9993.1%7.5%
$1,000,000–$1,499,9991.2%4.3%
$1,500,000 or more1.1%3.7%

Share of owner-occupied homes. Census ACS 2024 1-year estimates, table B25075. Source: American Community Survey (U.S. Census Bureau)

Monthly housing costs in Philadelphia

Measure Philadelphia Pennsylvania U.S.
Median rent (all units) $1,500$1,252$1,487
1-bedroom rent $1,291$1,064$1,301
2-bedroom rent $1,625$1,307$1,490
3-bedroom rent $1,573$1,425$1,677
Owner costs with a mortgage $1,648$1,775$2,035

Median gross rent includes utilities the renter pays. Owner costs include the mortgage, taxes, insurance, and utilities. American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

How affordable is Philadelphia?

At the median, rent takes about 30% of household income in Philadelphia. Housing experts treat 30% as the limit before a household is considered cost-burdened. To keep the median rent at 30% of income, a household would need to earn about $60,000 a year.

The median home is worth $253,600, or 4.2 times the median household income.

Household income in Philadelphia

The median household in Philadelphia earns $60,521 a year, 26% below the U.S. median of $81,604. About 8.8% of households earn $200,000 or more, while 22.8% earn less than $25,000.

Median household income: Philadelphia vs. Pennsylvania vs. U.S.

Median household income (yearly)

Median household income (yearly) Philadelphia: $60,521; Pennsylvania: $77,545; U.S.: $81,604 Philadelphia $60,521 Pennsylvania $77,545 U.S. $81,604
Show the data table
MeasurePhiladelphiaPennsylvaniaU.S.
Median household income (yearly)$60,521$77,545$81,604

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Household income distribution in Philadelphia

Household income distribution in Philadelphia Share of households in Philadelphia by range; ranges differ in width. The bottom range, less than $10,000, holds 8.1%; the top range, $200,000 or more, holds 8.8%. Median $60,521. The U.S. distribution is drawn as a line. 0% 5% 10% 15% Less than $10,000: 8.1% (U.S.: 5.1%) $10,000–$14,999: 5.7% (U.S.: 3.3%) $15,000–$19,999: 3.8% (U.S.: 2.8%) $20,000–$24,999: 5.2% (U.S.: 3.2%) $25,000–$29,999: 4.3% (U.S.: 3%) $30,000–$34,999: 4.2% (U.S.: 3.3%) $35,000–$39,999: 3.5% (U.S.: 3.2%) $40,000–$44,999: 3.7% (U.S.: 3.5%) $45,000–$49,999: 4% (U.S.: 3.2%) $50,000–$59,999: 7% (U.S.: 6.4%) $60,000–$74,999: 9.7% (U.S.: 9.2%) $75,000–$99,999: 10.8% (U.S.: 12.6%) $100,000–$124,999: 8.4% (U.S.: 10.4%) $125,000–$149,999: 6% (U.S.: 7.4%) $150,000–$199,999: 6.8% (U.S.: 9.7%) $200,000 or more: 8.8% (U.S.: 13.7%) $10–15K $20–25K $30–35K $40–45K $50–60K $75–100K $125–150K $200K+ Median $60,521 (Philadelphia) 10.8%
Show the data table
RangePhiladelphiaU.S.
Less than $10,0008.1%5.1%
$10,000–$14,9995.7%3.3%
$15,000–$19,9993.8%2.8%
$20,000–$24,9995.2%3.2%
$25,000–$29,9994.3%3%
$30,000–$34,9994.2%3.3%
$35,000–$39,9993.5%3.2%
$40,000–$44,9993.7%3.5%
$45,000–$49,9994%3.2%
$50,000–$59,9997%6.4%
$60,000–$74,9999.7%9.2%
$75,000–$99,99910.8%12.6%
$100,000–$124,9998.4%10.4%
$125,000–$149,9996%7.4%
$150,000–$199,9996.8%9.7%
$200,000 or more8.8%13.7%

Share of households. Census ACS 2024 1-year estimates, table B19001. Source: American Community Survey (U.S. Census Bureau)

Income and home values

Measure Philadelphia Pennsylvania U.S.
Median household income (yearly) $60,521$77,545$81,604
Median home value $253,600$277,600$360,600

American Community Survey 2024 1-year estimates. Source: American Community Survey (U.S. Census Bureau)

Price levels compared with the U.S.

The Bureau of Economic Analysis publishes Regional Price Parities: price levels for the same basket of goods and services, with the U.S. average set to 100. In 2024, the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area scored 102.6 for all items. The highest category is utilities at 114.4; the lowest is goods at 96.8.

Regional price parities by category (U.S. = 100)

All items

All items Philadelphia metro area: 102.6; Pennsylvania: 97.6; U.S.: 100.0 Philadelphia metro area 102.6 Pennsylvania 97.6 U.S. 100.0

Goods

Goods Philadelphia metro area: 96.8; Pennsylvania: 99.4; U.S.: 99.6 Philadelphia metro area 96.8 Pennsylvania 99.4 U.S. 99.6

Housing (rents)

Housing (rents) Philadelphia metro area: 113.1; Pennsylvania: 85.1; U.S.: 100.6 Philadelphia metro area 113.1 Pennsylvania 85.1 U.S. 100.6

Utilities

Utilities Philadelphia metro area: 114.4; Pennsylvania: 109.3; U.S.: 98.4 Philadelphia metro area 114.4 Pennsylvania 109.3 U.S. 98.4

Other services

Other services Philadelphia metro area: 103.1; Pennsylvania: 99.8; U.S.: 100.1 Philadelphia metro area 103.1 Pennsylvania 99.8 U.S. 100.1
Show the data table
MeasurePhiladelphia metro areaPennsylvaniaU.S.
All items102.697.6100.0
Goods96.899.499.6
Housing (rents)113.185.1100.6
Utilities114.4109.398.4
Other services103.199.8100.1

Index, U.S. = 100. Bureau of Economic Analysis Regional Price Parities, 2024. Metro area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD. Source: U.S. Bureau of Economic Analysis, Regional Price Parities

Utilities and energy costs

Households in Pennsylvania paid an average of 21.7¢ per kWh for electricity in July 2026, compared with 18.3¢ nationally. Over the past 12 months the average residential bill was $174 a month (U.S.: $157). Residential natural gas averaged $19.93 per thousand cubic feet over the 12 months to July 2026 (U.S.: $19.40).

Energy prices are reported statewide, so these are Pennsylvania averages rather than figures for Philadelphia alone.

Energy prices: Pennsylvania vs. U.S.

Electricity price (¢/kWh)

Electricity price (¢/kWh) Pennsylvania: 21.7¢; U.S.: 18.3¢ Pennsylvania 21.7¢ U.S. 18.3¢

Average electric bill (monthly)

Average electric bill (monthly) Pennsylvania: $174; U.S.: $157 Pennsylvania $174 U.S. $157

Natural gas, 12-mo avg. ($/Mcf)

Natural gas, 12-mo avg. ($/Mcf) Pennsylvania: $19.93; U.S.: $19.40 Pennsylvania $19.93 U.S. $19.40
Show the data table
MeasurePennsylvaniaU.S.
Electricity price (¢/kWh)21.7¢18.3¢
Average electric bill (monthly)$174$157
Natural gas, 12-mo avg. ($/Mcf)$19.93$19.40

Residential customers. Electricity price for July 2026; electric bill and natural gas are 12-month averages. U.S. Energy Information Administration. Sources: EIA Electric Power Monthly: residential retail sales; EIA Natural Gas Monthly: price delivered to residential consumers

Transportation and commuting

Workers in Philadelphia who commute spend an average of 33.2 minutes getting to work (U.S.: 27.2 minutes). The most common way to get to work is to drive alone (45.4% of workers); 14.4% work from home. Gasoline in the Central Atlantic region (PADD 1B), which includes Pennsylvania, averaged $4.37 a gallon for regular in September 2026, compared with $4.36 nationally. EIA publishes no separate Pennsylvania price.

How workers get to work

How workers get to work Philadelphia: Drove alone 45.4%, Carpooled 8.9%, Public transit 20.1%, Walked 7.2%, Bicycle 1.7%, Worked from home 14.4%, Other (taxi, motorcycle, etc.) 2.3%. Pennsylvania: Drove alone 68.5%, Carpooled 8.2%, Public transit 4.2%, Walked 3.4%, Bicycle 0.5%, Worked from home 13.8%, Other (taxi, motorcycle, etc.) 1.5%. U.S.: Drove alone 69.2%, Carpooled 9.2%, Public transit 3.7%, Walked 2.4%, Bicycle 0.5%, Worked from home 13.3%, Other (taxi, motorcycle, etc.) 1.7%. Most common in Philadelphia: Drove alone. Philadelphia Philadelphia · Drove alone: 45.4% 45.4% Philadelphia · Carpooled: 8.9% Philadelphia · Public transit: 20.1% 20.1% Philadelphia · Walked: 7.2% Philadelphia · Bicycle: 1.7% Philadelphia · Worked from home: 14.4% 14.4% Philadelphia · Other (taxi, motorcycle, etc.): 2.3% Pennsylvania Pennsylvania · Drove alone: 68.5% 68.5% Pennsylvania · Carpooled: 8.2% Pennsylvania · Public transit: 4.2% Pennsylvania · Walked: 3.4% Pennsylvania · Bicycle: 0.5% Pennsylvania · Worked from home: 13.8% 13.8% Pennsylvania · Other (taxi, motorcycle, etc.): 1.5% U.S. U.S. · Drove alone: 69.2% 69.2% U.S. · Carpooled: 9.2% U.S. · Public transit: 3.7% U.S. · Walked: 2.4% U.S. · Bicycle: 0.5% U.S. · Worked from home: 13.3% 13.3% U.S. · Other (taxi, motorcycle, etc.): 1.7%
Show the data table
Means of transportationPhiladelphiaPennsylvaniaU.S.
Drove alone45.4%68.5%69.2%
Carpooled8.9%8.2%9.2%
Public transit20.1%4.2%3.7%
Walked7.2%3.4%2.4%
Bicycle1.7%0.5%0.5%
Worked from home14.4%13.8%13.3%
Other (taxi, motorcycle, etc.)2.3%1.5%1.7%

Share of workers 16 and over. Census ACS 2024 1-year estimates, table B08301. Source: American Community Survey (U.S. Census Bureau)

Travel time to work in Philadelphia

Travel time to work in Philadelphia Share of workers who do not work from home in Philadelphia by range; ranges differ in width. The bottom range, less than 5 min, holds 2.1%; the top range, 90 min or more, holds 4.4%. Mean 33.2 min. The U.S. distribution is drawn as a line. 0% 5% 10% 15% 20% Less than 5 min: 2.1% (U.S.: 2.8%) 5–9 min: 4.4% (U.S.: 9.4%) 10–14 min: 6.7% (U.S.: 13.1%) 15–19 min: 10.6% (U.S.: 15%) 20–24 min: 14.5% (U.S.: 14.1%) 25–29 min: 6.9% (U.S.: 7%) 30–34 min: 19.4% (U.S.: 13.7%) 35–39 min: 3.5% (U.S.: 3.4%) 40–44 min: 6% (U.S.: 4.1%) 45–59 min: 12.6% (U.S.: 8.3%) 60–89 min: 8.8% (U.S.: 6.3%) 90 min or more: 4.4% (U.S.: 3%) <5 5–9 10–14 15–19 20–24 25–29 30–34 35–39 40–44 45–59 60–89 90+ Mean 33.2 min (Philadelphia) 19.4%
Show the data table
RangePhiladelphiaU.S.
Less than 5 min2.1%2.8%
5–9 min4.4%9.4%
10–14 min6.7%13.1%
15–19 min10.6%15%
20–24 min14.5%14.1%
25–29 min6.9%7%
30–34 min19.4%13.7%
35–39 min3.5%3.4%
40–44 min6%4.1%
45–59 min12.6%8.3%
60–89 min8.8%6.3%
90 min or more4.4%3%

Share of workers who do not work from home. Census ACS 2024 1-year estimates, table B08303. Source: American Community Survey (U.S. Census Bureau)

Child care costs in Philadelphia

In 2020, full-time center-based care for an infant had a median price of $235 a week in Philadelphia County, or $12,220 over 52 weeks. These are 2020 prices, the most recent year the database has for Pennsylvania, and are not adjusted for inflation. The U.S. county median is for 2022, a different year, so no percentage comparison is shown.

Weekly child care prices

Type of care Philadelphia County, 2020 Pennsylvania (county median), 2020 U.S. (county median), 2022
Center-based care, infant $235$185$174
Center-based care, toddler $205$178$153
Center-based care, preschool $195$165$144
Center-based care, school-age $170$153$120
Home-based family care, infant $190$148$143
Home-based family care, toddler $165$130$132
Home-based family care, preschool $155$130$131
Home-based family care, school-age $150$125$118

Median weekly price for full-time care. State and U.S. figures are medians of county medians. Prices are for 2020 (U.S.: 2022) and are not adjusted for inflation. The U.S. comparison uses a different year, so no percentage is shown. U.S. Department of Labor, National Database of Childcare Prices. Source: National Database of Childcare Prices (U.S. Department of Labor, Women's Bureau)

Food costs

USDA's moderate-cost food plan puts groceries for a family of four at $1,388 a month in August 2026; the thrifty plan comes to $1,024. USDA publishes these as national averages, not city figures, so they show a typical grocery budget rather than Philadelphia prices.

Monthly cost of food at home (August 2026)

USDA food plan U.S. family of 4 U.S. couple U.S. single man U.S. single woman
Thrifty $1,024$630$383$304
Low-cost $1,126$652$381$331
Moderate-cost $1,388$808$478$403
Liberal $1,679$1,007$583$515

Family of 4: two adults and two children aged 6–8 and 9–11. For a single man, the Thrifty plan costs more than the Low-cost plan: USDA re-evaluated the Thrifty plan in 2021, while the other plans still use older market baskets. USDA Food and Nutrition Service, Official Food Plans, August 2026. Source: USDA Food Plans: Cost of Food at Home (monthly reports)

Frequently asked questions

What is the average rent in Philadelphia?

Median rent is $1,291 for a one-bedroom and $1,625 for a two-bedroom unit, including utilities the renter pays.

How much do most renters pay in Philadelphia?

Among renter households paying cash rent, 20.4% pay less than $1,000 a month, 59.6% pay $1,000 to $1,999, and 19.9% pay $2,000 or more (Census ACS 2024).

How much do you need to make to live in Philadelphia?

To keep the median rent of $1,500 at no more than 30% of income, a household needs about $60,000 a year before taxes. This covers housing only.

Is Philadelphia more expensive than the U.S. average?

Yes. The Bureau of Economic Analysis puts overall prices in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area at 102.6 for 2024 (U.S. = 100), 2.6% above average. Housing rents score 113.1.

How long is the average commute in Philadelphia?

33.2 minutes one way for workers who commute, compared with 27.2 minutes nationally (Census ACS 2024).

How much does infant day care cost in Philadelphia?

The median price for full-time center-based infant care was $235 a week in Philadelphia County in 2020, according to the Department of Labor's National Database of Childcare Prices.